AIG’s Private Client Group
AIG’s Private Client Group is the ideal program for high net worth individuals living in South Florida. The coverage is uniquely tailored to meet the needs of people who have multiple residences, valuable collections or boats and wish to protect their assets from catastrophe and litigation.
We are excited to announce that AIG has recently lowered their minimum coverage requirement to get into the program. This has made the program available to many people in South Florida that were previously ineligible.
We can offer the following:
- Use of an admitted carrier. (Rated A –IX) – Backed by Florida Insurance Guarantee Association. (FIGA)
- Combined General Liability & Professional Liability, written on occurrence or claims made form.
- Specialized training for abuse and molestation prevention through a non-profit organization;
- Written safety program which can automatically provide 2% savings on workers compensation and another 5% credit savings for drug testing all employees;
- Discounted rates for payroll processing and tax filing services.
- Property Insurance with windstorm
- Automobile insurance including 15 passenger vans.
Homeowners and Rental Properties
Whether you need to insure a 4/2 in Kendall or a condo on the beach, we can help. We represent several different carriers and can provide you with the best program to meet your needs. During the last several years, the homeowners market in South Florida has been tumultuous to say the least. It is more important than ever to deal with a professional agency that will be here.We have a very thorough plan that will keep us running through all kinds of disasters. Full generator back-up means that we will be working even if the power is not. We have an agreement with BellSouth that will get our phones up and running. If we have to work from a tent in the parking lot, we’ll be here to meet your needs when catastrophe strikes.
Jewelry and Collectibles
The typical homeowners policy has very limited coverage for collectibles. If you have any valuable collection, it should be insured separately on a schedule or a Personal Articles Floater. If Citizens insures your, it is especially important. Citizens policies cannot be endorsed to cover valuables.
- Fine arts
- Musical instruments
- Sporting Goods
One of the great joys of living in South Florida is the water. Whether it’s fishing, waterskiing or snorkeling, you need to a boat to enjoy it. And if you have a boat, you need to insure it properly. Being on the water creates its own unique exposures and requires unique coverage. From sailboats to motor yachts, we can help.
If you ever watch television or listen to the radio, you are probably bombarded with advertising about personal auto insurance. From the cartoon lady to C-list celebrities to the lizard, who should you believe? Believe a licensed insurance professional that can answer your questions and quote all of your coverages.
From a risk management perspective, umbrella insurance is one of the best values the insurance industry can offer. If you get sued because of a car or boat accident, an umbrella policy will add an extra layer of coverage on top of your other insurance policies. That layer starts at $1 million and can go to $10 million or higher. The price for a $1 million umbrella starts at approximately $550 per year.