About Us
Since 1999, SIG, an employee benefits firm, has been dedicated to partnering with our clients and providing exceptional customer service. The inspirational basis for our operating business principles is: “If you take care of Baltimore, Baltimore will take care of you.” This philosophy has instilled itself in our culture and practice of all employees. SIG has years of industry experience, which has given us an edge over the competition in the vast wealth of knowledge and resources we have gathered. Our employees are passionate about helping and forming long-lasting relationships with others, and when you partner with us, we become a true extension of your company.
In 2017, SIG and 23 other like-minded, entrepreneurial firms came together to form Alera Group. Since then, Alera Group has grown to become the 11th largest independent insurance and financial services firm in the nation with over 4,000 employees, 180 firms, and thousands of clients across the country.
In 2023, we officially began embracing the Alera Group brand. What remains consistent is holding our clients at the core of our business; we focus on bringing personalized solutions, expanding our capabilities, and deepening our resources nationally.
Mission
We go the extra mile to help navigate the healthcare system and marketplace for our clients in order to advise them on the creation of comprehensive benefits plans that align with their core values to maximize their investment while controlling their costs. Our team-oriented approach allows us to become an extension of our clients’ HR departments. Through our vast knowledge and resource base, we keep our clients educated and well informed with the ever-changing healthcare regulations and marketplace.
Core Values
In order to create the organizational culture we desire, we embrace and embody the following core values:
- Partnership
- Integrity
- Creativity
- Flexibility
- Passion
- Collaboration
- Excellence
Meet Our Team
People you can count on. People you can trust.
Sam Kelsh
Account Manager
Samantha joined the firm in 2013 and is an Account Manager. She works primarily with large group clients. In her role, she assists account managers with all aspects of customer service, including proposals, audits, renewals, client collateral, open enrollment meetings and day-to-day support. She researches, reviews and resolves claim and enrollment issues promptly and offers valuable support for clients’ group administrators, the human resources department and is an advocate for the employees.
Samantha holds a Bachelor of Science degree in Athletic Training from Salisbury University as well as a Life and Health License.
Carolyn Kinna
Senior Account Manager
Carolyn joined the firm in 2001 and brings over 20+ year of industry experience. Carolyn is a Senior Account Manager for group clients of all sizes. Carolyn’s primary focus is fully insured and self-funded clients, including negotiating renewals, implementation and compliance knowledge. Carolyn prepares detailed plan design analysis of various benefits to aid clients in making informed decisions regarding their benefits package. She facilitates and conducts open enrollment meetings through the development of employee communication materials and carrier coordination. Carolyn holds Life and Health licenses in both Maryland and Pennsylvania and a Business Administration degree from Villa Julie College.
Renee Knighton
Senior Account Manager
Renee joined the firm in April of 2019 and is a Senior Account Manager. She brings with her 20 years of industry experience. Renee focuses her expertise in large group clients by assisting with benefit plan design, advising, educating and coordinating internal and external resources to meet client’s needs and expectations. Renee facilitates open enrollment meetings through the development of employee communication materials and carrier coordination. She ensures retention by establishing strong relationships and providing proactive, consultative expertise based on each client’s unique needs and challenges. Renee holds a Life & Health Insurance License.
Melanie Koch
Senior Benefits Administrator
Mel joined the firm in 2010 in the Individual Department as the assistant. In 2017 she moved into the Administration Department. Mel is now a Senior Benefits Administrator. She is responsible for various administration functions for both small and large, multi-site groups. She also supports the Group Department by conducting benefit audits for our clients.
Community Service
Paying it Forward is a core component at our firm. Our culture thrives on community involvement where we proudly support our clients, employees and the communities in which we live and work.
EXPERT EDUCATION
Events and Webinars
Employee Benefits
GLP-1s at Scale: Why Weight-Loss Drug Decisions Are Now a Financial Strategy
A GLP-1 decision framework plus scenarios.
July 21, 2026 at 01:00 pm CT | Virtual
Register Here
Employee Benefits
Open Enrollment That Works: Why Employees Do Not Engage — and How Modern Communications Drive Better Choices
Practical communication strategies to strengthen open enrollment effectiveness and employee decision-making.
August 18, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
The Compliance Pathway Q3
Don't miss this ongoing opportunity to ensure you comply with current regulations and are prepared for what's ahead.
September 2, 2026 at 01:00 pm CT | Virtual
Register Here
THOUGHT LEADERSHIP
Insights
Employee Benefits
What the 2026 Benchmarking Data Reveals — and Why It Matters Now
On Tuesday, June 16, 2026, at 2:00 PM ET, Alera Group will host Benchmarking That Drives Decisions: Why Averages Mislead — and What Best-in-Class Data Reveals, a live webinar designed for HR, finance and executive leaders involved in benefits planning, budgeting and long-term strategy.
June 11, 2026
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Legal Alert: IRS Releases 2027 HSA Contribution Limits and Other Limits
In Rev. Proc. 2026-24, the IRS released the inflation adjusted amounts for 2027 relevant to Health Savings Accounts (HSAs) and high deductible health plans (HDHPs). The table below summarizes those adjustments and other applicable limits.
June 3, 2026
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Legal Alert: PBM Transparency Coming Soon
Two recent movements on the federal level have paved the way for greater pharmacy benefit manager (“PBM”) transparency for group health plans.
May 22, 2026
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Legal Alert: RxDC Reporting Due June 1st
Reminder: RxDC Reporting Due June 1st
February 26, 2026
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