About Us
For over a century, our agency (formerly Insurance Underwriters Limited, IUL) has served clients throughout the New Orleans Metro area and across the Gulf South with comprehensive risk management solutions designed to protect against the unexpected. As a locally based firm, we understand the unique challenges facing businesses in our region.
We go beyond traditional insurance by taking the time to understand your industry and what matters most to your organization. Our relationship-focused, one-on-one approach ensures you have the insights needed to make informed decisions about risk mitigation while maintaining your peace of mind.
Drawing from extensive experience with organizations of all sizes—from local enterprises to global corporations—we recognize that every business faces distinct challenges. We carefully assess your specific circumstances, evaluate your risk tolerance, and develop a customized strategy that combines risk transfer, retention, reduction, and elimination to meet your organization's exact needs.
Meet Our Team
Chad Kropp
Risk Consultant
Chad provides comprehensive insurance solutions for large property, construction, trucking and hauling services, and home elevation and house lifting services. With expertise across these specialized industry sectors, he understands the unique risks and coverage needs that each business faces. As a Louisiana State University alum with a Bachelor of Arts in Business Administration, Chad leverages strong analytical and relationship-building skills to deliver tailored insurance programs that protect clients' operations and assets. Chad enjoys playing golf, attending sporting events, and traveling.
LinkedInJeff Kropp
Risk Consultant
Jeff specializes in risk management solutions for the construction industry and bonds, with over sixteen years of dedicated experience serving construction professionals. Before entering the insurance industry, he worked with Hilti North America, supporting critical rebuilding projects across Louisiana and Mississippi during the Hurricane Katrina recovery effort, which provided invaluable firsthand insight into the complex insurance and bonding challenges facing the construction industry. Jeff leverages this unique combination of field experience and insurance expertise to help construction clients navigate the surety landscape while driving growth, managing risk, and supporting long-term profitability. He is a University of New Orleans alum with a Bachelor of Science in Marketing and enjoys outdoor activities, including camping, hiking, fishing, photography, and music.
LinkedInJonathan Landry
Risk Consultant
Jonathan focuses on the unique coverage needs and risk management challenges construction professionals face, especially with workers’ compensation. With a Bachelor of Arts in Psychology from the University of New Orleans, Jonathan brings valuable insights into human behavior and workplace dynamics that enhance his ability to understand and address the complex issues and safety requirements within the construction industry. He enjoys traveling and staying active through strength training.
LinkedInJames Richardson
Risk Consultant
James specializes in commercial property, construction, workers’ compensation, and high net worth personal lines coverage. With deep expertise across multiple insurance disciplines, he provides comprehensive risk management solutions tailored to meet the unique needs of commercial and high-net-worth clients. A Louisiana State University graduate with a degree in business administration, he holds both Certified Insurance Counselor (CIC) and Certified Workers Compensation Advisor (CWCA) designations, demonstrating a commitment to professional excellence and industry knowledge. Outside of the office, he is an avid LSU sports fan, enjoys playing golf, and coaches youth basketball in the community.
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Contact Center
Need to report a claim, pay a bill, request an ID card or a proof of insurance certificate? Below is a list of companies we represent.
Berkshire Hathaway Homestate Companies
Berkshire Hathaway Guard Insurance Companies
Foremost, a Farmers Insurance Company
EXPERT EDUCATION
Events and Webinars
Employee Benefits
GLP-1s at Scale: Why Weight-Loss Drug Decisions Are Now a Financial Strategy
A GLP-1 decision framework plus scenarios.
July 21, 2026 at 01:00 pm CT | Virtual
Register Here
Employee Benefits
Open Enrollment That Works: Why Employees Do Not Engage — and How Modern Communications Drive Better Choices
Practical communication strategies to strengthen open enrollment effectiveness and employee decision-making.
August 18, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
The Compliance Pathway Q3
Don't miss this ongoing opportunity to ensure you comply with current regulations and are prepared for what's ahead.
September 2, 2026 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Employee Benefits
What the 2026 Benchmarking Data Reveals — and Why It Matters Now
On Tuesday, June 16, 2026, at 2:00 PM ET, Alera Group will host Benchmarking That Drives Decisions: Why Averages Mislead — and What Best-in-Class Data Reveals, a live webinar designed for HR, finance and executive leaders involved in benefits planning, budgeting and long-term strategy.
June 11, 2026
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Employee Benefits
Legal Alert: IRS Releases 2027 HSA Contribution Limits and Other Limits
In Rev. Proc. 2026-24, the IRS released the inflation adjusted amounts for 2027 relevant to Health Savings Accounts (HSAs) and high deductible health plans (HDHPs). The table below summarizes those adjustments and other applicable limits.
June 3, 2026
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Legal Alert: PBM Transparency Coming Soon
Two recent movements on the federal level have paved the way for greater pharmacy benefit manager (“PBM”) transparency for group health plans.
May 22, 2026
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Why is umbrella liability getting so expensive?
While most commercial insurance pricing has softened in 2026, umbrella liability has not. In fact, it’s moving in the opposite direction.
May 4, 2026
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