Commercial Insurance
Assisted Living Facilities
- Group Homes
- Adult Daycare
- Mentally Ill
- Elderly and Developmentally Disabled
We have extensive experience placing insurance for this very difficult class of business.
We can assist entities licensed by the Florida Agency for Healthcare Administration (AHCA) and the Agency for Persons with Disabilities (APD).
Wilson, Washburn & Forster can offer:
- General Liability
- Professional Liability
- Physical & Sexual Abuse
- Workers Compensation
E-mail WWF to Request a Quote
Food Industry
- Manufacturers
- Processors
- Wholesalers
- Retail Outlets
- Restaurants
- Caterers
Dealing with food creates unique exposures that other business may not have. Concerns about spoilage, products liability, liquor liability, contractual requirements from potential customers and a large exposure to the public can guide your insurance decisions.
Wilson, Washburn & Forster has unique programs that can help meet the unique needs of your business.
Human Services Program
- Addiction Treatment
- Developmental Disabilities
- Mental Health
- Aging Services
- Youth Services
- Community Services
Wilson, Washburn & Forster can offer the following:
- Use of an admitted carrier. (Rated A –IX) – Backed by Florida Insurance Guarantee Association. (FIGA)
- Combined General Liability & Professional Liability, written on occurrence or claims made form.
- Specialized training for abuse and molestation prevention through a non-profit organization;
- Written safety program which can automatically provide 2% savings on workers compensation and another 5% credit savings for drug testing all employees;
- Discounted rates for payroll processing and tax filing services.
- Property Insurance with windstorm
- Automobile insurance including 15 passenger vans.
Marine Liabilities
- Ship Repair
- Import/Export
- USL&H Exposures
Marine insurance is a very technical area that requires specific expertise.
Ship repair companies face many challenges when shopping for insurance coverage. Shipyard owners often have very specific waiver and endorsement requirements. Workers compensation insurance often means balancing both State and Federal USL&H laws. We have special programs available for ship repair companies and can tailor an insurance program to meet all of your needs.
If you import or export any product or components, then you are familiar with the risks involved in shipping cargo – whether it’s world to world, or right here in the U.S. We can help you insure your goods throughout the supply chain.
Wilson, Washburn & Forster can help manage all of your marine risks.
E-mail WWF to Request a Quote
Medical Facilities
- Medical Imaging Facilities
- Mental Health Facilities
- Sleeps Lab
- Medical Spas
The extreme cost and sensitivity of the equipment at your practice makes the insurance decision crucial. A single lightening strike can wreak havoc.
Medical malpractice claims often hinge on the image. Was it labeled properly? Was it read properly?
Wilson, Washburn & Forster can offer:
- Combined General Liability & Professional Liability
- Property – including a scheduled inland marine policy for all equipment
- Automobile
- Crime and Fidelity
- Flood
- Worker’s Compensation
E-mail WWF to Request a Quote
Medical Professionals
- Physicians
- Surgeons
- Radiologists
To go bare or not to go bare. For many doctors today, that is the question. It’s a question that can have a dramatic impact on your personal and professional life. Don’t make the decision without all of the information.
Wilson, Washburn & Forster are experts in medical malpractice coverage and can offer:
- Vigorous defense of claims without merit, even if defense costs are higher than settlement costs.
- No claims settled without policyholder consultation
- Unlimited coverage for defense costs
- Incident sensitive claim trigger
- State admitted carriers
- Non-assessable policies
- A carrier that is 100% doctor-owned
- Free tail after 5 years of continuous coverage and retirement
- Same day turn around for quotes with a completed application
- Medical license coverage
- HIPPA legal defense coverage
- Medicare/Medicaid legal defense coverage
E-mail WWF to Request a Quote
Social Service Organizations
- Religious Organizations
- Schools
- Day Care Centers
- After School Programs
- Non-Profit Organizations
Unfortunately, serving the greater good doesn’t come with immunity from litigation. 20 students on a field trip, a broken leg on the playground and a claim of sexual abuse are just some of the things that may keep you awake at night. Well-established professionals may not serve on your Board of Directors before they review your insurance coverage.
Being on a fixed budget can make cost-containment a primary concern.
Wilson, Washburn & Forster can offer:
- Combined General Liability & Professional Liability
- Specialized training for abuse and molestation prevention through a non-profit organization;
- Written safety program which can automatically provide 2% savings on workers compensation and another 5% credit savings for drug testing all employees;
- Discounted rates for payroll processing and tax filing services.
Technology
- Electronics Manufactures
- Wholesalers
- Internet Companies
- Medical Technology
Telecommunications - Software Developers
Technology companies are ever-evolving, and so are their risks and exposures. Whether you are a computer parts manufacturer or a web 2.0 entrepreneur, you need to have the right insurance to protect your liabilities.
We have a great knowledge in:
- Internet Liability
- Products Liability
- Technology Errors and Omissions
- Privacy Liability
- Intellectual Property Insurance
- Computer Crime coverage
Wilson, Washburn & Forster can meet your needs.
E-mail WWF to Request A Quote
General Quotes and Inquiries
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